Interest Free Credit

Grampian Furnishers now offers a simpler way to spread the cost of your next purchase, using Divido we can give you up to 12 months interest free credit! You can spread the cost of your next purchase over 6, 9 or 12 months with no additional charges. Simply shop online as normal, and when you get to the check out just select the option to "Pay over 6, 9 or 12 months INTEREST FREE" (Terms and Conditions  apply)


Who is eligible to use Divido?

Anyone that has lived in the UK for at least 3 years, is over 18 years, works at least 16 hours per week (or is in receipt of a pension) and has a good credit history is eligible to use Divido. You also need a debit or credit card to pay the deposit.

What’s the most I can finance with Divido?

We can finance purchases for up to £25k. If you want to buy something more expensive, you can use Divido to pay the first £25k.

What can I buy with Divido?

We work with merchants across a number of sectors including furniture, fashion & jewelry, education, etc. Is there a specific merchant you would like to buy from that currently isn’t offering Divido? Email on:

What's the process to buy using Divido?

Buy as normal from participating merchants and ask to pay using Divido. Complete a short online application which takes a few minutes. You’re approved instantly, pay the deposit and sign the agreement to complete the purchase.

What if I don’t have time to complete my application?

The merchant can send you a unique link to your application as text message or email, so you can complete the application later at your own convenience.

What happens if I’m declined?

You will then be able to complete the purchase using the traditional means of payment the merchant is accepting.